Trucking Business Owners:
Stop Overpaying On Your Commercial Trucking Insurance:
Whether you have 1 truck or 20+ on the road, our team of experts know about the risks you face out there on the road, as well as the coverages you need. Get started with a thorough cost analysis and quote comparison today!
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Commercial Truck Insurance
Container/Intermodal Truck Insurance
Dump Combo Insurance
Box Truck Insurance
Flatbed Truck Insurance
Tanker Truck Insurance
Agricultural Truck Insurance
Commercial Trucking Insurance Coverages
Commercial Trucking & Fleet Insurance
Trucking General Liability Insurance
Trucking Workers Comp Insurance
Trucking Professional Liability Insurance
Trucking Commercial Umbrella Insurance
What affects my trucking insurance rates the most?
Key factors include:
- Driving record and experience
- Type of cargo hauled
- Vehicle value and age
- Operating radius (local vs. long haul)
- Safety record and compliance history
- Credit and payment history
What happens if I don’t have proper trucking insurance?
Operating without the required insurance can lead to FMCSA penalties, fines, license suspension, and loss of contracts. It also exposes you to massive financial losses in case of an accident.
What is motor truck cargo insurance?
Motor truck cargo insurance protects the goods you’re transporting if they’re damaged, lost, or stolen while in your care. It’s essential for any carrier hauling freight on behalf of clients.
What’s the difference between leased-on owner-operator insurance and motor carrier insurance?
A leased-on owner-operator typically hauls under another carrier’s DOT authority. In that case, the carrier often provides primary liability coverage, but the driver is responsible for physical damage and non-trucking liability (bobtail) insurance.
A motor carrier, on the other hand, operates under its own DOT authority and must maintain full coverage, including primary liability, cargo, and general liability policies.
In short:
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Leased-on operators need to fill in coverage gaps left by their carrier.
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Motor carriers need comprehensive protection for their entire operation — trucks, employees, and cargo.