Richard Sweet
Founder & Trucking Insurance Specialist
Truck Policy Insurance Agency (Vantage Point Risk Partners LLC)
Overview
Richard Sweet is a commercial trucking insurance specialist and founder of Truck Policy Insurance Agency, operating under Vantage Point Risk Partners LLC. He specializes exclusively in insuring owner-operators and small-to-mid-size trucking fleets, with experience across both complex and well-run operations. His work focuses on new ventures, mid-term cancellations, complex renewals, and proactive coverage strategies designed to support long-term insurability across the Western and Central United States.
Areas of Specialization
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New venture / new DOT trucking insurance
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Mid-term cancellations and reinstatement strategies
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Renewal stabilization after claims or non-renewals
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Fleet insurance placement and remarketing
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Proactive coverage strategy for well-run trucking operations
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Broker and shipper insurance requirement reviews
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DOT filings and compliance coordination
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High-risk trucking operations requiring strategic carrier placement
Who I Help Most
Richard works most often with:
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Owner-operators purchasing insurance for the first time
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Small fleets (2–10 units) facing steep renewal increases
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Mid-size fleets (11–50 units) navigating claims and carrier changes
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Trucking companies that have been cancelled, non-renewed, or declined by other agencies
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Well-run trucking operations with clean loss histories that want proactive coverage strategy and long-term rate stability
How I Work
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Direct, plain-English coverage explanations
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Fast quote turnaround when underwriting information is complete
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Honest guidance on what will and won’t get approved
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Strategy-driven carrier placement rather than blind “shopping”
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Proactive renewal planning focused on long-term insurability, not short-term price wins
Credentials & Licensing
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Licensed commercial insurance agency serving:
Alaska, Arizona, California, Colorado, Hawaii, Idaho, Iowa, Montana, Nevada, New Mexico, North Dakota, Oregon, South Dakota, Texas, Utah, Washington, Wisconsin, Wyoming -
Appointed with multiple national and regional trucking insurance carriers, including GEICO, Progressive, HDVI, and others
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Focused exclusively on commercial trucking insurance
Professional Philosophy
Trucking insurance should be clear, strategic, and built to protect operations first — not just chase the lowest price. This philosophy guides how Richard evaluates risk, places coverage, and supports clients over the long term.
Last Updated
Last updated: December 2025